VA Lending

Guaranteed by the U.S. Department of Veterans Affairs, our VA loans are exclusively for active military personnel or veterans with eligibility certificates where you may qualify for larger loan amounts than traditional Fannie Mae conforming loans.

  • 100% financing
  • No required down payment
  • Competitive fixed rates for the life of each loan
  • Mortgage insurance is not required, helping lower your monthly payments
  • Sellers can pay up to 6% of the sales price toward closing costs and prepaid items
  • Minimum credit score of 640 is required

Contact Us

Connect with a Mortgage Consultant for information regarding the programs that you may qualify for.

Giving Back

Raymond James Bank believes we move forward by giving back. Learn more about how we strive to make a difference in the communities where we live and work.

Products, terms, and conditions subject to change. Subject to standard credit criteria. Property insurance is required. Flood insurance is required if property is in a designated flood zone of 'A' or 'V.'

Dedicated service.
Customized solutions.

Contact Us

Raymond James Bank // 710 Carillon Parkway // St. Petersburg, FL 33716
Phone: 727.567.8000 // Toll-Free: 800.718.2265 // Fax: 727.567.8618

Equal Housing Lender LogoMember FDIC logo  © 2024 Raymond James Bank, NMLS ID 405712. All rights reserved. Products, terms and conditions subject to change. Subject to standard credit criteria.